Annual Salary $68,500k-$90,000k and a lucrative quarterly discretionary bonus.

Join LendSure Mortgage Corp as a Non-QM Retail Underwriter (Onsite – San Diego, CA)

Are you ready to bring your underwriting expertise to a collaborative, high-energy team where your ideas matter? At LendSure Mortgage Corp, we're looking for a Non-QM Retail Underwriter who thrives in a fast-paced, problem-solving environment and enjoys working onsite with a supportive, forward-thinking team.

This is more than just a job-it's an opportunity to grow your career, tackle interesting and complex loan scenarios, and be part of a company that values innovation, teamwork, and results.

Why You'll Love This Role

• Competitive salary: $68,500 – $90,000
• Quarterly discretionary bonus program
• Comprehensive benefits: Medical, Dental, Vision, Life Insurance
• 401(k) with company support
• Generous Paid Time Off
• Employee discounts
• A fun, team-oriented onsite culture at our San Diego headquarters

What You'll Do

As a Non-QM Retail Underwriter, you will play a key role in evaluating and approving residential mortgage loans, ensuring sound credit decisions and exceptional service. Your responsibilities will include:

• Reviewing and analyzing loan files, income documentation, and supporting materials
• Making credit decisions in accordance with company policies and regulatory guidelines
• Structuring loans and assessing borrower risk profiles
• Ensuring compliance with internal standards and service level agreements
• Collaborating with team members to resolve complex loan scenarios
• Contributing to a culture of accuracy, efficiency, and continuous improvement

What We're Looking For

We welcome candidates with a variety of experiences and backgrounds who are eager to contribute and grow. Ideal candidates will bring:

• Experience in non-QM or non-conforming mortgage underwriting
• Strong understanding of borrower financials, credit analysis, and risk assessment
• Familiarity with real estate markets and property valuation concepts
• Knowledge of state and federal lending regulations (e.g., ATR, RESPA, Reg B, Reg Z, Fair Lending)
• Ability to review complex tax returns and financial documents
• Proficiency with tools such as Encompass, Salesforce, and Excel (or similar systems)
• Strong communication, organization, and time management skills
• A collaborative mindset and attention to detail

Experience Guideline

• Typically, 5+ years of underwriting experience is preferred, but we encourage candidates with relevant skills and transferable experience to apply.

Our Commitment to You

At LendSure Mortgage Corp, we believe great ideas come from diverse perspectives. We are committed to creating an inclusive workplace where all employees feel valued, supported, and empowered to succeed.

Ready to Apply?

We've made our application process simple and mobile-friendly because we respect your time. If you're looking for a challenging, rewarding role where you can make an impact and enjoy the work you do-apply today!

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.